पे
Payment app
PhonePe
A digital payments app with UPI payments and other services that may vary by account and availability.
Visit official website
INDIA'S UPI DIRECTORY
Explore UPI ID Providers Across India
Discover popular UPI payment apps, understand their features, and find official resources to help you choose the right option for everyday digital payments.
✓ Official website links
✓ Simple comparisons
UPI Payments
● Secure payments
₹1,250.00
Illustrative payment amount
Payment method
Unified Payments Interface
Available through
Supported UPI apps
Easy digital payments
Check details before paying
Pay digitallyWith supported UPI apps
Stay protectedNever share your UPI PIN
UNDERSTANDING UPI
One payment system.
One payment system.
Multiple ways to pay.
Unified Payments Interface (UPI) lets people make payments between participating bank accounts through supported apps. You may use a third-party payment app or a bank's own application, depending on its supported services and eligibility requirements.
PROVIDER DIRECTORY
8 providers
Find a UPI provider
Explore popular apps and open their official websites.
G
Payment app
Google Pay
Google's payment app in India supports UPI transactions for eligible users and linked bank accounts.
Visit official websitePaytm
Payment app
Paytm
A payments platform offering UPI services and other features subject to current availability and eligibility.
Visit official websiteBHIM
UPI app
BHIM
A UPI application developed under NPCI's ecosystem to facilitate digital payments through supported bank accounts.
Visit official websitea
Payment service
Amazon Pay
Amazon's payment service in India offers supported payment options, including UPI features where available.
Visit official websiteM
Payment app
MobiKwik
A digital payments platform with services that may include UPI, subject to current availability and eligibility.
Visit official websiteCRED
Payment app
CRED
A financial services app with payment features. Check the current app listing for UPI availability and eligibility.
Visit official websiteSBI
Banking app
SBI / YONO
State Bank of India's digital banking services may provide UPI-related features through supported applications.
Visit official websiteNo providers found
Try another name or select a different category.
Directory note: This is an informational selection, not a complete list of every UPI provider in India. Services, eligibility and availability may change. Verify details on the official provider website or in its official app.
KNOW THE BASICS
What does a UPI ID look like?
A UPI ID, also called a Virtual Payment Address (VPA), is an identifier used to route payments through UPI. Its format and available handle can depend on the app, bank and registration.
A UPI ID is not the same as a bank account number. Do not assume that a particular suffix belongs to a provider unless you have confirmed it through that provider's official app or support.
Read official UPI FAQs
ILLUSTRATIVE EXAMPLE
@
Example UPI ID
username@handle
01
Username
The identifier selected or assigned to the user.
02
Handle
The suffix used by the relevant provider or bank.
This is a format example, not a real or verified payment address.
MAKE AN INFORMED CHOICE
What should you compare?
Choose based on your needs, not just the app's popularity.
Bank compatibility
Check whether your bank account can be linked and used with the app.
Payment features
Review QR scanning, transfers, bill payments and other features you need.
Support and recovery
Understand how to report failed payments, suspicious activity and disputes.
Privacy and security
Read the app's privacy information and use official app-store listings.
PAY SMARTER
Keep every UPI payment safer.
A few simple checks can help you avoid common payment scams when using any UPI application.
Explore official UPI guidanceNever share your UPI PIN
Your UPI PIN is confidential. Do not share it with anyone, including people claiming to be support staff.
Receiving money doesn't require your PIN
Do not enter your PIN just to receive money. Approve transactions only when you understand and intend to authorize them.
Verify the recipient before paying
Check the recipient name and transaction details shown in your app before confirming a payment.
Use official support channels
Avoid unknown links and screen-sharing requests. Report suspicious transactions through your app or bank.
COMMON QUESTIONS
UPI providers FAQs
Quick answers to common questions about UPI IDs and apps.
What is a UPI ID provider?
It generally refers to an app or participating service through which a user can access UPI. The bank and payment service arrangements behind an app may differ.
Can I use UPI without changing my bank?
In many cases, you can use a supported UPI app with an eligible account at a participating bank. Check your bank and app's current requirements before registering.
Does every UPI app use the same UPI ID handle?
No. Available handles can differ between apps, banks and supported configurations. Confirm your actual UPI ID in your official app rather than relying on a generic example.
Can I trust every website listing a UPI provider?
No. Use the provider's official website and verified app-store listing. Never share your PIN, OTP or banking credentials with a website or person claiming to help you.
Where can I check official UPI information?
Start with the National Payments Corporation of India's UPI information and FAQ pages. You should also consult your bank and the payment app's official support resources.
RELIABLE INFORMATION
Check official UPI resources
Use trusted sources to confirm current features, rules and provider information.